Aadhaar ek unique identification number hai, jo har Indian citizen ke paas hona zaroori hai. Ye bank accounts khulwane, mobile phone connections lene aur sarkari subsidies prapt karne ke liye istemal hota hai. Aadhaar sarkari yojnaon aur suvidhaon ko link karne ke liye bhi istemal hota hai, jaise LPG subsidy, Direct Benefit Transfer, aur pension schemes. Aaj kal Aadhaar ek bahut hi mahatvapoorn financial transaction tool ban gaya hai, aur log ab apne Aadhaar number se paise nikal sakte hain. Is article mein hum ye discuss karenge ki Aadhaar se paise kaise nikale jaate hain aur is process mein involved steps kya hain.
Aadhaar-enabled Payment System (AEPS) kya hai?
Aadhaar-enabled Payment System (AEPS) ek system hai, jo logon ko apne Aadhaar number aur biometric authentication ke istemal se paise nikalne ki suvidha deta hai. Ye system National Payments Corporation of India (NPCI) ke dwara implement kiya gaya hai aur log bina debit card ya PIN ke transaction kar sakte hain. AEPS un logon ke liye ek bahut hi accha solution hai, jo bank ke access ke bina hain ya debit card nahi rakhte hain.
Aadhaar se paise nikalne ke steps
Aadhaar se paise nikalne ke liye, aapko neeche diye gaye steps follow karne hote hain:
Step 1: Ek Aadhaar-enabled Payment System (AEPS) enabled bank ya ATM visit karen.
Step 2: 'Cash Withdrawal' option ko select karen.
Step 3: Apna Aadhaar number enter karen aur us bank account ko select karen, jis se aap paise nikalna chahte hain.
Step 4: Nikalne wale amount ko enter karen.
Step 5: Biometric scanner par apna ungli rakhen, apni pehchaan ko authenticate karne ke liye.
Step 6: Jab aapki pehchaan verify ho jaaye, tab ATM se paise disbursed ho jayenge.
Step 7: Paise aur receipt ko ATM se collect karen.
Note:
AEPS withdrawals per day Rs.10,000 aur per person monthly Rs.25,000 limit ke under hote hain.
Aadhaar se paise nikalne ke fayde
Asaan aur suvidhaajanak:
Aadhaar se nikalne ka tareeka asaan aur suvidhaajanak hai, kyunki isme debit card ya PIN carry karne ki zaroorat nahi hoti hai.
Bank account ki zaroorat nahi hai:
Aadhaar se paise nikalne ke liye bank account ki zaroorat nahi hoti hai, isliye ye sabke liye accessible hai.
Surakshit:
AEPS ek surakshit system hai, jo biometric authentication ka istemal karke transaction karne wale ke pehchaan ko verify karta hai.
Fraud ka khatma:
AEPS fraud ke possibility ko khatam kar deta hai, kyunki isme biometric authentication ka istemal transaction karne wale ke pehchaan ko verify karne ke liye kiya jata hai.
Financial inclusion:
AEPS ek bahut hi accha financial inclusion tool hai,jisse logon ko financial services tak pahunchane mein help milti hai. Isse log jo bank account nahi rakhte ya jinka access bank tak nahi hai, wo bhi paise nikal sakte hain.
Kuch baaton ka dhyan rakhein
AEPS withdrawals per day Rs.10,000 aur per person monthly Rs.25,000 limit ke under hote hain. Isse jyaada paise nikalne ke liye aapko traditional methods ka istemal karna hoga.
- Is process ke liye aapke paas Aadhaar linked bank account hona zaroori hai.
- Isme biometric authentication ka istemal hota hai, isliye aapka fingerprint aur iris scan sahi hona zaroori hai.
- AEPS enabled bank aur ATM ka pata lagaana zaroori hai, nahi toh aapko paise nahi nikalne mil sakte.
Aadhaar se paise nikalne ka yeh tareeka sabhi ke liye accessible aur convenient hai. AEPS ki help se aap apne Aadhaar number aur biometric authentication ke istemal se bina kisi debit card ya PIN ke paise nikal sakte hain. Iske alawa, AEPS ek surakshit aur fraud-proof system bhi hai. Agar aapke paas bank account nahi hai ya aap traditional methods se paise nikalne se pareshaan hai, toh AEPS ek bahut hi accha option ho sakta hai.
