Unified Payment Interface (UPI) ek aisa payment system hai jo Bharat mein logon ke paise transfer karne ka tarika badal diya hai. UPI ke madad se log apne smartphones ka istemal karke asani se paise bhej aur receive kar sakte hain. UPI ne transactions ko pehle se zyada tezi se, zyada suvidha se aur zyada surakshit banaya hai. UPI ka istemal karne ke liye aapke paas ek UPI ID hona zaroori hai, jo Virtual Payment Address (VPA) ke naam se bhi jana jata hai. Is article mein, hum aapko batayenge ki UPI ID kaise banaye.
Step 1: UPI-enabled app download karein
UPI ID banane ka pehla kadam ek UPI-enabled app download karna hai. Market mein kai saare UPI-enabled apps moujood hain, jaise Google Pay, PhonePe, Paytm, BHIM, aadi. Apne pasandida app ko download karne ke baad, aapko app par register karna hai.
Step 2: Registration
UPI-enabled app par register hone ke liye, aapko apna mobile number, naam aur anya moolbhut jaankariyan deni hongi. App aapke registered mobile number par ek OTP (one-time password) bhejega. OTP ko app mein daal kar apna mobile number verify karein. Jab mobile number verify ho jaye, aapko apna bank account app se link karna hoga.
Step 3: Bank Account Linking
Bank account ko UPI-enabled app se link karne ke liye, aapko app mein uplabdh bankon ki list mein se apna bank chunna hoga. Bank chunne ke baad, app aapke bank ke details fetch karke screen par dikhayega. Bank ki details ko verify karne ke baad, 'Create UPI ID' ya 'Set UPI PIN' par click karein.
Step 4: UPI ID Create Karein
Jab aap 'Create UPI ID' ya 'Set UPI PIN' par click karenge, app aapse UPI ID create karne ke liye poochega. UPI ID ek unique ID hai, jo aap khud ke liye create kar sakte hain. Yeh aapka naam, mobile number ya koi anya letters aur numbers ka unique combination ho sakta hai. For example, agar aapka naam John hai aur mobile number 9876543210 hai, toh aap john@upi ya john9876543210@upi jaise UPI ID create kar sakte hain. Apni pasandida UPI ID enter karne ke baad, 'Check availability' par click karke dekhein ki UPI ID uplabdh hai ya nahin. Agar UPI ID uplabdh hai, 'Create' par click karke apni UPI ID create karein.
Step 5: UPI PIN set karein
Apni UPI ID banane ke baad, app aapse UPI PIN set karne ke liye poochega. UPI PIN ek 4 ya 6-digit number hai, jise aap UPI transactions ko authenticate karne ke liye istemal karenge. Apni pasandida UPI PIN enter karein aur 'Submit' par click karke PIN set k
Step 6: UPI ID ko share karein
Ab aapka UPI ID taiyar hai aur aap UPI transactions karne ke liye taiyar hain. Apne UPI ID ko share karne ke liye, aapko bas apne friends ya family members ko apni UPI ID bhejna hoga. Iske alawa, UPI ID ko share karne ke liye QR code ka istemal bhi kiya ja sakta hai. QR code scan karne se bhi UPI ID ko aasani se share kiya ja sakta hai.
UPI ID banane ka process bahut hi saral hai aur iske baad aap badi hi aasani se paise transfer kar sakte hain. UPI ID se paise transfer karne ke liye, aapko bas apne UPI-enabled app mein jana hoga, 'Send money' ya 'Transfer' option par click karna hoga, UPI ID ya mobile number enter karna hoga jisko aap paise transfer karna chahte hain, aur amount enter karna hoga. Iske baad, aapko apna UPI PIN enter karna hoga aur transaction ko authenticate karne ke liye aapke paas ek confirmation message aayega.
UP I ID banaane ka yah process koi bhi kar sakta hai. Aapke paas sirf ek smartphone aur bank account hona chahiye. Iska istemal karne se aap badi hi aasani se paise transfer kar sakte hain, aur transactions bhi kuch hi seconds mein complete ho jate hain. Isliye, UPI ID banana bahut hi zaroori hai
