Bank statement lena bahut zaruri hota hai, kyunki yeh document aapke bank account ke saare transactions ki details deta hai. Is document ko aap auditing, tax filing aur loan applications ke liye use kar sakte hai. Iss article mein hum discuss karenge ki Bank Statement Kaise Nikale.
Sabse pehle, hum yeh samajh lete hai ki bank statement kya hota hai. Bank statement ek aisa document hai jisme aapke bank account ke ek specific period ke saare transactions ki jaankari hoti hai. Is document mein har transaction ki tareekh, transaction ki rakam aur description hoti hai. Bank statement ko regular check karna bahut zaruri hota hai taaki aapke account mein koi galti ya anauthorized transaction na ho.
Ab hum baat karte hai bank statement nikalne ke tareeke ki. Bank statement nikalne ke do tareeke hote hai - online aur offline.
Online Method:
Zyadatar banks online bank statement download karne ki suvidha dete hai. Iske liye aapko niche diye gaye steps follow karne honge:
Step 1: Apne internet banking account mein apna user ID aur password enter kare.
Step 2: Woh account select kare jiske liye aap bank statement nikalna chahte hai.
Step 3: ‘Download Statement’ option par click kare.
Step 4: Woh period choose kare jiske liye aap statement nikalna chahte hai.
Step 5: Woh format choose kare jisme aap statement download karna chahte hai - PDF ya Excel.
Step 6: ‘Download’ button par click karke statement ko apne device mein save kare.
Offline Method:
Agar aapke paas internet banking nahi hai ya phir aap physical copy of bank statement lena chahte hai, toh aap bank branch jaakar bank statement request kar sakte hai. Iske liye aapko niche diye gaye steps follow karne honge:
Step 1: Apne bank branch mein jaye jaha aapka account hai.
Step 2: Bank statement request form fill kare jo bank mein available hota hai.
Step 3: Aap apne account details jaise account number, account type aur statement ke liye period provide kare.
Step 4: Form ko bank executive ko submit kare.
Step 5: Bank statement ke liye applicable fee pay kare. Fee bank se bank alag hoti hai.
Step 6: Kuch dino baad bank se bank statement collect kare.
Dhyaan dena zaruri hai ki kuch banks bank statement issue karne ke liye fee charge karte hai. Fee bank se bank alag hoti hai aur aapko bank se applicable fee ke baare mein pata kar lena chahiye bank statement request karne se pehle.
Ant mein, bank statement nikalna ek simple process hai aur aap isse online ya offline tareeke se kar sakte hai. Apne bank statement ko regular check karna bahut zaruri hai taaki aapke account mein koi anauthorized transaction ya galti na ho. Agar aapko apne bank statement mein koi discrepancy dikhti hai, toh aapko turant apne bank ko inform kar dena chahiye aur uss issue ko thik karne ke liye sahi kadam uthana chahiye
